Bj apply Privacy Policy — Our Complete Commitment to Protecting Your Personal Data

This Privacy Policy bj applyApplies to users of the online platform. "Data" here refers to personal information you provide during registration or use of the service, as well as information collected automatically.

"We", "us", or "bj apply" refers to the company operating this platform. "You" or "user" refers to bj applyrefers to any person registered with or using -'s services.

bj applyBy opening an account or using the service, you are deemed to have accepted this policy. You will be notified in advance of any changes.

bj apply Two types of data are collected — information you provide directly and information collected automatically while you use the platform.

Full payment card numbers or CVV codes are never bj applyis not stored on the servers — this information goes directly to the payment gateway. We only retain a transaction reference.

bj apply Your data is used only for specific, necessary purposes. Collecting information we do not need goes against our policy.

• Account management: For registration, login, and identity verification.
• Payment processing: To keep track of deposits, withdrawals, and transactions.
• Security assurance: To prevent unauthorized access and fraud.
• Support services: For troubleshooting and customer support.
• Legal obligation: To meet the requirements of regulatory authorities.
• Service improvement: To improve the platform experience (in the form of anonymised statistics).
• Promotional communications: To send you offers and updates with your consent.

bj apply Industry-standard security measures are used to keep your data safe. Rather than relying on any single method, multiple layers of protection are in place.

• 256-bit SSL/TLS encryption: Every data transmission is encrypted.
• Regular security audits: Audited by independent third-party experts.
• Two-factor authentication: An extra layer of security for your account.
• Restricted access controls: Only authorized personnel can access your data.
• Real-time monitoring: Unusual activity is detected automatically.
• Regular backups: Encrypted backups are maintained to prevent data loss.

That said, no system on the internet is 100% secure — and we acknowledge that. In the event of a security breach, bj apply Affected users will be notified as quickly as possible and the necessary steps will be taken.

bj apply Your personal data is not shared with any third party except in the following limited circumstances:

• Payment processor: Necessary information is shared with bKash and Nagad to process deposits and withdrawals. Each of these providers operates under its own privacy policy.
• Legal obligation: Data may be disclosed under a valid court order or directive from a regulatory authority.
• Fraud prevention: Information may be shared with law enforcement agencies in the course of investigating unlawful activity.
• Technology service provider: Trusted technology partners involved in platform operations may access limited data — and they are bound by strict confidentiality agreements.

bj apply-'s website and app use cookies and similar technologies to enhance your experience. Cookies are small files stored in your browser.

• Essential cookies: Login status and session management — the site cannot function without these.
• Functional cookies: Remembers your language preference and theme settings.
• Analytics cookies: To understand which pages are visited most — in completely anonymous form.

You can disable cookies through your browser settings, though doing so may cause certain features to not work properly. bj apply Does not use third-party advertising tracking cookies.

bj apply-as a registered member, you have a number of rights over your own data. These rights can be exercised free of charge.

bj apply-'s services are intended solely for users aged 18 and above. We do not knowingly collect any personal information from individuals under 18.

Age verification is carried out at registration. If a user registers with a false age and is later identified during verification, the account will be terminated and all collected data will be deleted.

bj apply Your data is retained for as long as necessary to provide the service. Even after account closure, certain data may be kept for a defined period to meet legal and regulatory requirements.

• Active account data: Retained for as long as your account remains active.
• Transaction history: Up to 5 years after account closure — as required by legal obligations.
• KYC verification documents: Up to 5 years, in accordance with regulatory requirements.
• Support conversations: Up to 2 years after a matter is resolved.
• Analytics data: Indefinitely in anonymized form — no individual can be identified.

Once the designated retention period ends, data is securely deleted or anonymised so that individuals can no longer be identified. You may request early deletion — however, data within legal retention limits cannot be removed.

For any questions about this Privacy Policy, requests to exercise your rights, or complaints bj applyContact us at:

• Email: support@bjapply.com
• Live Chat: Log in to the platform and click the chat icon.
• Support hours: 7 days a week, 24 hours a day.

Upon receiving a complaint bj apply An initial response will be provided within 7 business days. Complex matters may take up to 30 business days to resolve. If you are not satisfied with our response, you have the right to file a complaint with the relevant regulatory authority in Bangladesh.